Bar & Restaurant Payment Processing Cost Calculator

Get the full story behind your payment processing costs

Gain instant insights into:

  • Your processing costs compared to industry benchmarks
  • How much your processor profits from your fees
  • Where your processing fees go across the card networks
  • How much you could save by optimizing your rate plan

For the best results, use figures from a recent merchant account statement.

Why only restaurants?

Rates and fees for payment processing vary by industry and involve complex calculations. They depend on factors such as how transactions are processed, the mix of card types typically used, and even transaction size. We began by focusing on restaurants, since they represent the most common category we currently consult on. We plan to add more industries soon.

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Card-Present means in-person transactions when the card is read with a card reader. Card-Not-Present means online and phone orders where the card number is typed in. Your statement may not show this ratio, so use the slider to set the percentage of sales you typically have for each.
Card-Not-Present: 30% | Card-Present: 70%