Merchant Account Payment Processing Cost Calculator

Get the full story hiding behind payment processing rates and fees

For realistic results, use figures from a merchant account statement. No personal information is required.

Why industry-specific rates?

Rates and fees for payment processing vary by industry and involve complex calculations. They depend on factors such as how transactions are processed, the mix of card types typically used, and even transaction size. Different industries have different risk profiles and interchange rates set by the card networks.

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Card-Present means in-person transactions when the card is read with a card reader. Card-Not-Present means online and phone orders where the card number is typed in. Your statement may not show this ratio, so use the slider to set the percentage of sales you typically have for each.
Card-Not-Present: 30% | Card-Present: 70%