B2B Payment Processing Cost Calculator

Get the full story hiding behind payment processing rates and fees for business-to-business transactions

This calculator is designed for small businesses that process payments from other small businesses, typically owner to owner transactions. It does not factor rates for companies accepting a large volume of corporate purchase cards, such as the type issued to employees. Additionally, is does not calculate fees for business that sell corporate travel related services. If you are interested in calculating such costs, please contact us to let us know. For realistic results, use figures from a merchant account statement. No personal information is required.

Why B2B transactions?

B2B transactions often qualify for lower interchange rates when specific data requirements are met. This calculator helps you understand whether you're getting the best possible rates for your business-to-business payment processing, including enhanced B2B rates (Level 2) that require additional transaction data.

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Card-Present means in-person transactions when the card is read with a card reader. Card-Not-Present means online and phone orders where the card number is typed in. Your statement may not show this ratio, so use the slider to set the percentage of sales you typically have for each.
Card-Not-Present: 30% | Card-Present: 70%
  • Sales tax details (amount, indicator)
  • Customer code or PO number
  • Invoice or order number
  • Merchant tax ID
  • Merchant postal/zip code