Reduce Your Card
Acceptance Fees
by 20-40%

We negotiate with your payment processors to lower your costs without changing providers or disrupting your operations.

Recent Client: Equipment Rental Company

Before Optimization

$2,450

Monthly Processing Fees

After Optimization

$1,515

Monthly Processing Fees

$935 Monthly Savings

$11,220 Annual Savings

Our Specialized Services

Reducing your credit card processing costs with expert strategic negotiation and optimization.

Fee Analysis & Audit

Comprehensive review of your processing statements to identify hidden fees and optimization opportunities.

  • Statement line-by-line audit
  • Rate markup analysis
  • Identifying hidden costs
Learn More

Processor Negotiation

We leverage our insider knowledge and industry relationships to negotiate rock-bottom fees with your existing processor.

  • Achieve transparent pricing
  • Fully optimized rates
  • Long-term cost guarantees
Learn More

Statement Monitoring

On-going monitoring and optimization to ensure maximum savings and processing cost efficiency.

  • Human and A.I. oversight
  • Automatic alerts for cost anomalies
  • Immediate overcharge refunds
Learn More

Our Proven 4-Step Process

Simple, transparent, and effective approach to reducing your payment processing costs.

1. Free Analysis

Share your recent processing statements and we'll conduct a no-obligation audit to identify savings opportunities.

2. Strategy Session

We present our findings and recommended negotiation strategy tailored to your business model and volume.

3. Expert Negotiation

Our team handles all negotiations with your processor to secure better rates and terms on your behalf.

4. Implementation & Monitoring

We ensure smooth transition to new rates and provide ongoing monitoring to maintain your savings.

$80MM+
Processing Volume Optimized
93%
Success Rate in Negotiations
28%
Average Savings for Clients
$0
Upfront Costs to Get Started

Proven Results Across Industries

We've helped hundreds of businesses of all sizes significantly reduce their payment processing costs.

Meal Prep Delivery Service

$48MM annual processing

Previous Monthly Fees

$192,000

New Monthly Fees

$91,600

$100,400 Monthly Savings

$1,204,800 Annual Savings

E-commerce Retailer

$12M annual online sales

Previous Monthly Fees

$32,125

New Monthly Fees

$24,600

$7,483 Monthly Savings

$89,800 Annual Savings

Healthcare Provider

Multi-specialty practice

Previous Monthly Fees

$9,200

New Monthly Fees

$6,900

$2,300 Monthly Savings

$27,600 Annual Savings

Convenience Store

Single location, high volume

Previous Monthly Fees

$5,800

New Monthly Fees

$4,200

$1,600 Monthly Savings

$19,200 Annual Savings

What Our Clients Say

Don't just take our word for it - hear from businesses we've helped.

"Switching our processor really wasn't an option due to integrations with our CMS and accounting, but our processing costs were out of control. Flint & Chisel was able to cut over $4,000/month off our fees without any changes to our existing setup. Their negotiation expertise is unmatched."

Maggie S.

Maggie S.

CEO, Health Supplement Company

"As a restaurant owner, every dollar counts. The team reduced our processing costs by 32% and the entire process was seamless. Highly recommend!"

Scott Y.

Scott Y.

Owner, Fine Dining Restaurant

"I was skeptical at first, but after seeing the cost analysis with no upfront cost obligation, I decided that it was worth a try. I'm glad I did. We're saving $2,800/month thanks to their work."

Ashley C.

Ashley C.

CFO, Dermatology Clinic

Simple, Performance-Based Pricing

We only get paid when you save money - no upfront costs or hidden fees.

Small Business Savings

For businesses processing under $1MM/year

40%

of first six months of savings*

  • Free statement analysis
  • Processor negotiation
  • Rate optimization
  • On-going cost monitoring
Get Started

Midsize Business Savings

For businesses processing $1MM-$10MM/year

30%

of first five months of savings*

  • Everything in Small, plus:
  • Multi-location analysis
  • Custom optimization strategy
  • Dedicated account manager
Get Started

Enterprise Savings

For businesses processing $10MM+/year

20%

of first three months of savings*

  • Everything in Midsize, plus:
  • Expedited cost analysis
  • Payment ecosystem audit
  • Priority support and response
Get Started

All plans transtion to a 10% savings share for a period of 12 months following the intial savings split period.

Ready to Reduce Your
Payment Processing Costs?

It takes just a few seconds to get started. Tell us how to contact you and we'll conduct a free, no-obligation analysis of your current processing fees.

Get Your Free Analysis

Get In Touch

Complete the form and we'll contact you within 24 hours to discuss how we can reduce your credit card processing costs.

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Frequently Asked Questions

Answers to common questions about our credit card processing optimization services.